2022 June Florida Class Action for families

By connie Reguli

Class action Florida

https://www.scribd.com/document_downloads/direct/578760096?extension=pdf&ft=1655765335&lt=1655768945&show_pdf=true&user_id=491290248&uahk=z6_HtdSZwxRSeVxTJTw6XmrJhzg

News stories.

https://www.abcactionnews.com/news/local-news/i-team-investigates/lawsuit-dcf-accused-of-keeping-kids-from-relatives-adopting-them-to-system-connected-strangers

Philadelphia steps up with report on excessive removals of children by child protective services.

By Connie Reguli

May 2022

I watched the very first video posted by city commissioner David Oh from Philadelphia. He was shocked and distressed over what he heard. That was 2017. I, however, I was already well trenched in the whole dark world of child protective services.

The stories are the same. The state social workers lie in reports, they get secret ex parte orders, they refuse to follow their own policies, they refuse relative placement, they flip case work deed multiple times cause if more delay, they refuse to turn over records, and they constantly tell state legislators that they don’t have brought money.

The final report for Philadelphia is here.

But let’s review.

The Philadelphia special commission found that in 2017, the City of Philly removed more children per capita than any major city in the US. Three times more that New York and four times more than Chicago. The commission was set with the task to determine why. The committee divided itself into subcommittees on the following topics: policy and procedure and DHS and family court. Through case studies, public forums, surveys, and a diverse committee membership, they made several recommendations.

Now is the time for me to say that I agree wholeheartedly with their recommendations and I have set forth the very same recommendations for years. That’s okay though. I am one person, one voice, one attorney, one advocate, and one lobbyist. I am excited and encouraged that the rumble for reform has risen to the next tier. Here are how their ideas shook out:

On Policy and Procedure: The commission found faulty reporting and wrongful removals. This was due to several issues. Poverty is interpreted as neglect. Neglect has no standard definition. Children who could remain in their home with support were removed. Record keeping and reports were faulty. Children who were witnesses to domestic violence in the home were removed which caused more trauma for the child and hindered the reporting of domestic violence. Mandating reporting removes the reasonable discretion of professionals. Families were not provided adequate notice of their constitutional rights including Miranda rights against self-incrimination. Siblings were confiscated at birth when a parent had a history with the system without an assessment of the ability of the parent. Minorities were being disproportionately impacted. And centralized registries were being used without due process.

On DHA and Family Court: Parents were not adequately represented once they entered the system. Children’s true interest and constitutional rights were not being represented. Family court systems were closed and secretive. Cases would linger in the system without resolution.

Some of the recommendations ring a familiar tone and must be applied broadly across the United States:

The list boils down to something like this:

  • The Courts should be open for public viewing. This helps to provide citizen and press oversight. The purveyors and can be given restrictions on the names and identify of the children and parents could move the court to close the proceeding.
  • All social workers must wear body cams and record all interviews and meetings.
  • All cases must be completed on a timely basis.
  • Child representation needs to follow the model of the ABA (American Bar Association) and not the historic “best interest” model.
  • Parents need quality representation and a multidisciplinary approach to resolving their involvement with CPS.
  • Families need to have effective counsel earlier in the process. The commission found that waiting until the parents were already facing litigation was too late. They needed earlier representation and an early Miranda warning.
  • That the refusal to cooperate with CPS alone should never be a reason for removal of a child.
  • That neglect needed a clearer definition and should not be a reason for removal unless there was sufficient evidence to show harm to the child. Most of the neglect cases in Philly were poverty related. The commission declared that poverty in and of itself was never a cause for removal.
  • The determinations of capacity and fitness to parent needed to consist of independent assessments.
  • Mandatory reporting needed to end.

So here were are again. Two thousand twenty-years B.C. in the United States of America and we are at the same precipice that we have been at for the last ten years at least. Those who have worked in the area of child welfare consistently since 2002 have seen the effects of a incompetent and grossly powerful agency

I look forward to seeing how Philly does this and will be reaching out to these lawmakers and leaders to more support. Thank you David Oh and Richard Wexler for being brave warriors in this battle.

My short form consult is found here

Connie Reguli.

The Systemic Failure of the Family Court Process

By Connie Reguli – Cancelled by the Establishment – Invested in Your Well-being. May 27, 2022.

Connie Reguli (right) woth amazing advocate Lauren from Maine. In Washington DC

I would say I operated different than most attorneys in family law … I cared what happened, I was concerned about children in Courtrooms, I advised my clients on the risk of being too emotional and on being unemotional, and at the end of the day I wanted what was ‘best for the children’. However, it is an oxymoron to speak about the best interests of the child in the adversarial family court realm.

I hear so many people say…my lawyer would not defend me…my lawyer would not put on my evidence…my lawyer did not care…my lawyer did nothing. I am not here to defend lackluster representation, but I am here to say blaming lawyer is not the solution. A recent United States Supreme Court decision, Shinn v Ramirez, the Supreme Court said yes it is the luck of the draw that you had not just one but two crappy attorneys, you cannot do a habeus corpus petition on ineffective assistance of counsel. Done ✅.

However, that is not the end of the story. Attorneys also have to work with the lump of clay called your life that you give them. In the context of family and parent-child relationships depending on the “right” attorney to make it right is an ad hominem argument.

From a lawyers view…people come to us with a mess that evolved out of the imperfections in our clients lives. They end up in the imperfect court system. Which is adversarial by design. It’s a war zone. The biggest weapons, and sometimes the best told lie wins. Lawyers only have so many tools and none of them are meant to resolve anything. Only possible result is win or lose. We can’t undo the clients history so it’s the best spin. And then of course it’s about money. Lawyers have so many expenses and so much risk that the costs are driven up. Part of the court game it wearing out the other side, emotionally or financially. They are paid to “do a job” they are paid to engage in a battlefield.

And clients are ill prepared. They don’t understand the system and judge have no patience for stumbling memories. Cross examination is intended to trip you up so a judge can call you a liar – they will use the judicial vernacular “lacks credibility” but all the same – they call you a liar. And in the world of court – the judge has the final say as to whether or not you are a liar.

I have to get you to turn your heads directly into this perverted and demonic snare.

The best I can I will help you resolve, negotiate, and move past the chaos or unfold the mysteries of litigation. If you rely on a fair and impartial judge who will render a decision on the best interest of your child you are waking blindly in a minefield.

I also intend to train an army of advocates to help.

You can contact me to consult on these issues. God bless.

Click on short form consult request.

Connie Reguli

This is the most important election in the country.

fb.watch/cLvbt4zXxq/

Connie Reguli in the Guardian

The Sunday Guardian published a story in Oct 2018 –

In the USA, we have witnessed a 40-year social experiment in child protection initiated in 1974 by the Child Abuse Prevention and Treatment Act (CAPTA). This experiment has failed. The project of casting layers of legislation on the American public in the name of the “best interest of the child” and promoted with the belief that every family needs government oversight, has backfired.

It is hard to imagine in a first-world country like the United States, that government officials can walk into your child’s school, have them removed from their classroom, interviewed in private, taken from school, and placed in the home of a stranger; all without your knowledge. And for what reason? Maybe they feel you don’t feed your child enough, maybe your child missed a few days from school, maybe someone just lied and said you were a drug dealer, and your child could not give the right answers to exonerate you.

It is hard to imagine in a first-world country that a newborn baby could be stripped from his mother’s arms in a hospital because the mother had one positive test for opiates during pregnancy, even though there was no showing of drugs in the mother or the child at birth, and there is no other evidence of child abuse or neglect.

It is hard to imagine in a first-world country that a child could be forced by law to stay incarcerated in a hospital with a rare and untreated disease and separated from her entire family simply because her parents wanted to take her for a second medical opinion.

It is hard to imagine in a first-world country that these drastic and intrusive measures can be taken by the state on anonymous reports that might be from spiteful neighbours, hostile ex-spouses or other ill-intended persons.

Parents shudder when facing child protection agencies because at every stage of the case they know that the same agency is gathering evidence against them. The same social worker who comes to their home to inspect for safety reasons is likely to be the person who gets on the stand and testifies that the laundry was not done and the home was cluttered, preventing the return of their children.

This is the state of the child protection system in the United States.

Atty Connie Reguli seeks Juvenile Court bench.

Brentwood Attorney who battles DCS set to challenge Juvenile Court Judge

Brentwood Attorney Connie Reguli announces that she will challenge Williamson County Juvenile Judge Guffee for her judicial seat in the 2022 election. Reguli has been the leading voice for reform of the Department of Children’s Services and for judicial reform in Tennessee since 2010.  Reguli is an attorney with twenty-seven years of practice serving families across the State of Tennessee primarily focused on challenging the overreach of the Department of Children’s Services.  

In 2018, Reguli directly challenged the ex parte actions of DCS worker Deandra Miller, DCS attorney Tracy Hetzel, and Smith County Judge Michael Collins when Collins entered a secret order against her client after Reguli have made multiple attempts to telephone DCS employees to assist them in their investigation of her client.  Reguli immediately called Miller, her supervisor, the DCS office, and law enforcement to acknowledge that she would meet and assist them.  Reguli says that DCS has a policy in place to meet in advance of their secret rush to court.   Instead of calling back, Miller traveled to another county and got a secret order to remove this child and put her in a stranger’s home.  At the end of the case, DCS dismissed their petition but not without much chaos. The 12 year-old was shuffled to six homes and exposed to neglect.  Reguli and her client were arrested.  Circuit Court Judge Joseph A. Woodruff changed the language of the custodial interference law to allow the prosecution of her client to proceed. Reguli says, “It is well settled in this state that judges cannot change the law, that is left to the legislature.”  This matter is on appeal.  

Reguli says Department of Children’s Services employees and county attorney Lisa Carson employees her social media which routinely calls out the incompetencies in the system. Reguli says, “Tennessee child welfare is archaic compared to other states who implement a more sophisticated system of services to families to keep children in their homes; all because of money, private contractors, federal incentives, and incompetence.”  

Reguli has also fought for civil rights of children and families against DCS.  Reguli obtained a federal order finding that the Fourth Amendment would apply to social workers and another order that says that solitary confinement of juveniles is excessive punishment.  As simple as this sounds, this takes years of dedication and persistence to get the courts to acknowledge these basic rights.  

Reguli sued Williamson County and its juvenile court employees in 2014 when her client was wrongfully held in the Williamson County detention center and then assaulted by a staff member.  “The rights of children have been sorely assaulted by the poor operation of detention centers which are really jails for kids.”  Reguli opined.  

Reguli has participated in over forty state court litigation appeals, setting the standard on complex legal questions. 

Reguli’s family were the founders of the historic New Orleans Manor restaurant in Nashville in 1978 which remained a bulwark of seafood cuisine in Middle Tennessee until 2010.  The restaurant is documented in the Pictorial History of Nashville.  

Reguli is a mother of three children she adopted from Russia and now a proud grandmother of their children.  “Raising children yourself is an important attribute for a judge making decisions for other families,” Reguli says.  She has worked for families in thirty-five counties in Tennessee and served families in Maryland, South Carolina, and Kentucky. 

Reguli had been a political voice for change since 2010.  She has spoken in front of legislative bodies, prepared proposed litigation, and built a social media following of over sixteen thousand.  Her organization Family Forward Project has held educational events in Montana, Washington, Arizona, Connecticut, Tennessee, Florida, Alabama, Arkansas, Michigan, and Washington D.C. 

MISSOURI – Dept. of Social Services under FIRE

Nov 3, 2021 – Connie Reguli

In 2017, DSS in Missouri was sued for on behalf of 13,000 foster children for being over-exposed to psychotropic medication. Jennifer Tidball was the acting director at the time of the allegations. The lawsuit filed by St. Louis University Legal Clinic said that children has a constitutional right to be free from harm while in state’s care. The action alleged that 30 percent of the children in state care are prescribed psychotropic meds, anti-depressants, mood stabilizers. All eyes were on Mo. DSS for a short period of time.

On October 4, 2021, it was reported 978 children went missing from Mo. DSS foster care. A hearing was set with Mo lawmakers for later that week. A report was released by the U.S. Dept. of Health and Human Services Office of the Inspector General. The state does not have policies to identify foster children who may be at risk of running away. The investigation showed that one in three children did not receive any required health and safety checks. A federal report from 2014 requires states receiving federal taxpayer foster care money requires the states to have protocol for locating any missing children and make missing child reports within 24 hours. Notably, the investigators found the case management system creates challenges trying to provide oversight because the system does not differentiate between children who are missing from placement and those who may be in an unauthorized, but known placement.

On October 25, 2021, the

On November 2, 2021, a state government building in the capital city burned down in the wee hours night before. This building housed the information technology services for DSS, that would be presumably all records related to children in custody and foster care.

Mo. DSS has had eight state directors in seven years.

It’s not about caseload, it’s about incompetence.

By Connie Reguli – 10/19/2021

This article by Channel Five appears to rely on a whistleblower case worker at DCS who claims that the case loads are overwhelming. With workers having over 80 cases.

However it is not about caseload, it is about incompetence.

Commissioner Nichols has admitted that under her watch children are in foster care longer and that a case is delayed for six months when there is turn over. The truth is that DCS wants to keep kids in care for 15 months to maximize the Title IV federal tax dollars that go into their budget. They want to adopt out kids to get that extra bonus check under Adoption and Safe Families Act. And parents are fighting harder against DCS. They tell lies I’m affidavits. They fail to make proper assessments. And they refuse to send kids home timely.

Channel Five Ben Hall writes:

NASHVILLE, Tenn. (WTVF) — Caseworkers at the Tennessee Department of Children’s Services have so many cases that some are failing to meet monthly with children – as required by DCS policy.

A whistleblower provided data to NewsChannel 5 Investigates which shows a trend one lawmaker calls terrifying.

The documents show shockingly high caseloads for caseworkers in Davidson County’s Child Protective Services division which investigates allegations of abuse and neglect.

They also reveal a trend in which many caseworkers are not meeting monthly with children or not entering data about those meetings into the system.

DCS called the data a snapshot in time and said it is part of an internal management tool designed to help supervisors prioritize their tasks.

Screenshots from a DCS database in September showed some caseworkers in Davidson County with more than 80 cases.

Each case can include more than one child.

Earlier this week, we found two caseworkers with 98 cases.

That is nearly five times higher than the average monthly caseload allowed by state law.

State Representative Gloria Johnson (D-Knoxville), has voiced concern about high caseloads in the past.

“If you give somebody an impossible amount of work, no one can complete it,” Johnson said.

But even she was surprised by the internal graphs we showed her.

The graphs track required monthly meetings with potential victims of abuse and neglect in Davidson County called face-to-face contacts.

A face-to-face contact could include a Zoom meeting because of COVID-19.

In June, 34% of open cases were marked as “Not Found” — meaning no caseworker visited or information about that visit was not entered into the system.

In July, 41% of open cases were listed as “Not Found.”

And in August it rose to 46.9% — nearly half of all open cases.

DCS said the reports show a “single point in time” and the numbers can change as workers enter more data.

Meetings should be entered within 30 days.

“Those face-to-face contacts, that’s how they find out how the kids are doing. Are they OK? Are things going well?” Johnson said.

NewsChannel 5 Investigates asked Johnson, “What do you think when you see those numbers?”

“This terrifies me,” Johnson said.

The tragic case of 2-year-old Zephania Green shows why regular visits are critical.

As we first reported in 2019, DCS placed Zephania inside a home outside Davidson County despite warnings the home was not safe.

Four months later Zephania died.

Investigators took pictures of the deplorable conditions inside the home where she died.

They showed dirty dishes piled high in the kitchen, unusable bathrooms and bedrooms, and drug paraphernalia.

His caregiver said she fell asleep with Zephania in a recliner, when she woke up, the 2-year-old was blue and unresponsive.

No charges were filed, but DCS’s own investigation revealed the caseworker who put Zephania in the home never visited – during the four months he was there.

She told DCS it was too far to drive.

That caseworker was later fired.

State Senator Heidi Campbell (D-Nashville), said as caseloads get higher, the children are in more danger.

“It’s always been bad. It’s always been a problem, but through this pandemic, it has gotten much, much worse,” Campbell said.

She was alarmed by the number of children not being seen in the Davidson County Child Protective Services reports.

“What happens is the children suffer and we see here where the children are not even getting seen,” Campbell said.

“We need to overhaul this system. We need to take a hard look at why it’s not working,” Campbell said.

Senator Campbell sent a letter to Gov. Bill Lee last month which stated the situation at DCS is “deteriorating.”

She cited an employee survey that blasted current DCS leadership as one reason workers are leaving.

In response to questions from NewsChannel 5 Investigates, DCS sent a statement saying it “is experiencing staff turnover and challenges with hiring.”

DCS stated “we are aggressively taking steps to retain our current staff” including a recent pay raise of more than 4% for case managers.

In Davidson and surrounding counties, DCS said it has contracted with a private provider to help with caseloads.

Lawmakers say the high caseloads and lack of regular visits show the urgent need for reforms at DCS.

Here is more of DCS’s initial statement:

“The reports you have are from Safe Measures, a management tool that pulls data from TFACTS, the department’s case management system. Safe Measures is a dashboard to help case managers and their supervisors prioritize their daily and weekly tasks. The Safe Measure reports show a single point in time. It is not a full report of the number of face-to-face visits made by case managers as captures both documentation already entered and data yet to be entered. Case managers can see what work has been done, and what work remains to be done so that they may plan accordingly. The Safe Measures report changes every day as new data is entered by case managers.”

For example, the month of August 2021 (last month) shows 46.9% of kids were “Not Found”

In the Safe Measures report, this means the data was not found – meaning not yet entered – in the system, not that the visit had not occurred, or the child was not found.

“Like many other organizations across the country, including both public and private child welfare agencies, DCS is experiencing staff turnover and challenges with hiring. We are aggressively taking steps to retain our current staff. As you know, On July 1, case managers who have been with the department for more than one year received a 4.25% salary increase. This was on top of salary increase for all state employees. To help reduce caseloads in Davidson and the surrounding counites, we have also added contracted case managers from a private provider. We are also exploring further strategies to retain and recruit staff including flexible work hours/shifts, the ability to work remotely, recruitment opportunities with universities and colleges, and employing retirees to assist on a temporary contractual basis.” 

Late Wednesday, the department provided information about visits to a separate groups of kids – who are in state custody – and said caseworker meetings with that group are meeting or exceeding federal goals.

DCS provides information about face-to-face meetings with all children in state custody to the federal government – the Children’s Bureau.

DCS also released a new statement on Wednesday:

The Children’s Bureau set a specific goal for the department to make at least one face-to-face visit per month with 95% of children in state custody. It also set a goal of conducting 50% of those visits in the child’s placement (at the foster home or residential treatment facility). The Davidson region exceeds both goals and fell just short of the goal for overall face-to-face visits in February 2021.

The Children’s Bureau does NOT require face-to-face visits for children who are NOT in state custody receiving services. DCS does, however, provide services to children who are NOT in state custody and their families. The data you see in the screenshots you have from the Safe Measures tool show, at that moment in time, the number of face-to-face visits with children who are NOT in state custody and their families who are receiving services from the department. Again, the department is not required to conduct or track visits with non-custodial youth; we use the Safe Measures tool to help our non-custodial case managers manage their work.

Juvenile Injustice Tennessee

2021 Oct 18. Last week Propublica released a detailed narrative in the sad and outrageous events that occurred in Murfreesboro Tennessee related to the detention of juveniles. Here are the key contacts and details. The link to the article is below.

Judge Donna Scott Davenport

RUTHERFORD COUNTY, TENNESSEE IN REVIEW: Juvenile Delinquency Racket

Profiled by AE Holubar & Lauren Loiacono for Connie Reguli 10/17/21

JUVENILE COURT CASE RATES IN TENNESSEE (2014)

State average: 5%

Rutherford County: 48%

2016: Rutherford County jailed 986 children for a total of 7,932 days

RUTHERFORD COUNTY CONTACTS

Mayor: Bill Ketron

Senator: Jeff Yarbro

Reps: John Clemmons, Gloria Johnson, Heidi Campbell

RACKETEERS

Juvenile Court Judge: Donna Scott Davenport

Murfreesboro Police Department: Chrystal Templeton (retired)

Judicial Commissioners: Amy Anderson, Sherry Hamlett

Head of Detention Center: Lynn Duke

MEDIA & NOTABLES

MTSU Spokesperson: Sydney McPhee

Olive Branch Church: Vincent Windrow

Nashville Public Radio: Merbah Knight

NAACP Legal Defense: Sherrilyn Ifill

Propublica Reporter: Ken Armstrong / ken.armstrong@propublica.org

April 15, 2016: Hobgood Elementary School

PRINCIPAL: Tammy Garrett

CHARGE: “criminal responsibility for conduct of another”

PETITIONS FILED: 10 claiming each child “encouraged and caused” two other juveniles to commit assault / all signed by Officer Templeton

ARRESTED: 11 total, 1 by accident

  • GIRLS: 6th grader, Two 4th graders (one diabetic “EJ”), 3rd grader

ARRESTING OFFICERS: Chris Williams – Called a sergeant, a lieutenant, and a major to intervene but no one would (each to receive reprimands)

Albert Miles III – handcuffed and arrested 8 year-old girl arrested by accident

Jeff Carroll – Ordered the principal to get students; handcuffed 6th grader “CC”

INCARCERATED: 4 boys including Jacorious Brinkley (arrested at home with twin sister at 12 years old)

LAWSUITS

All 11 children arrested April 2016 sued in federal court for combined total of $397,500

CLASS ACTION: illegally arresting and jailing children

PLAINTIFFS: EJ, arrested at Hobgood in 4th grade – unlawful arrest

ATTORNEY: Mark Downton

DEFENDANTS: City of Murfreesboro, Rutherford County, various police officers

SETTLEMENT: up to $11 million in June 2021 (~$1k for individuals claiming wrongful arrest, up to $5k for wrongful detention)

2nd CLASS ACTION: Same lawyers represent Quinterrius Frazier, 15 w/developmental disabilities, in federal court

RULING: Rutherford County permanently banned from punishing by solitary confinement

SOURCES

https://www.propublica.org/article/black-children-were-jailed-for-a-crime-that-doesnt-exist

https://www.propublica.org/article/outrage-grows-over-jailing-of-children-as-tennessee-university-cuts-ties-with-judge-involved?token=2ivZCyi-F25Tx_k7j8aywTkbU3pkF5Rs

https://www.wkrn.com/news/mtsu-cuts-ties-with-rutherford-county-juvenile-judge/

FF State Page data collection

Family Forward State page 

State Name:  

State Capitol:

Governor: 

Phone number: 

Party: 

State agency: 

Head of state agency and phone number 

Find your legislators link 

State Senate link 

State House of a representatives link 

General Assembly or Cabinet link 

Congressional delegation:

US Senators and party 

State statutes 

Court rules 

Juvenile / family rules 

Agency policy. 

Administration rules / regulations .

Economic Awareness 9/2021

By Connie Reguli

We are moving into our 19th month of the official declaration of a pandemic. I was in Washington DC on March 12, 2020 in a citizens lobbying project when we were told all Federal Buildings open to the public were shutting down. When I returned in August 2020 with a small group of citizen lobbyists, thinking that the public offices of the senators and congressmen would now be open, I was shocked to now find buildings all along avenues around the Federal block were not only closed but boarded up. Closed. Closed. Closed.

I went to Washington DC in September, October, November, and December in 2020. On each trip the sights of DC was more and more depressing. Plywood, fencing, police, sirens, flocks of violent ANTIFA…. It reached its peak in January when I retired for the Jan 6 rally. By early morning on Jan 7 an eight foot fence was erected around the Capitol.

As citizens who cared about freedom, we were shocked and dismayed at where we were. Surviving the pandemic was only part of our struggles for Americans. Now our freedoms were at risk.

But now let’s talk about the economy and the pandemic.

First unemployment. President Trump supporters watched the unemployment rates dropped systematically during his tenure. In February 2020, unemployment rates were at a historic low of 3.5%. As soon as the country was shut down by governors all over the US, unemployment shot up to 14.4%.

In response the the massive shut down, Congress passed the first economic relief package. Now, do not forget that is you tax dollars. this included a massive distribution for unemployment benefits and the PPP (payroll protection plan) to businesses to keep employees on the payroll even though they did not have the revenue to support the payroll. (A basic business economic principle.)

A second waive of unemployment and PPP occurred in early 2021. The total push of tax dollars into the day to day economy exploded.

The gross national product (GNP), which has exponentially grown over the last century took a dive in The last quarter of 2020 which means the commercial goods and services crashed when businesses were shut down.

If you are putting this together in you head, you can see that the recovery of the economic measures was due in large part to pushing tax dollars back into the economy and NOT due to an increases in market transactions.

Now, let’s move on. What you need to also see is that the stock market has also soared while the everyday working class has suffered from loss of employment.

I am assuming that you are not a sophisticated economist and neither am I, but I want you to see a bit of what is happening.

Just a month ago, Frontline published a four part series on Wall Street, debt, banking, and the Fed. If you want to increase you understand this better watch these.

Part One Money Power and Wall Street. President Clinton and deregulation.

Part Two The fall of Bear Stearnes and Ben Bernanke, Chair of the Fed (2006-2014). The bailout. President Obama’s Cooper Union speech. The fall of Lehman Bros. The taxpayer bailout of AIG insurance costing taxpayers $180 billion. Then in 2008, $700 billion of tax dollars were handed to Sec of treasury Paulson for TARP. The US government became an investor in the banks.

Part Three President Obama’s honeymoon with Wall Street.

Part Four

As you watch these you will see that high roller bankers and brokers trade “a hope and a prayer” and NOT real economic growth.

Before President Clinton left office he deregulated banking allowing them to join brokerage firms or start their own brokerage activities. That moved bankers (generally believed to be conservative secure institutions) into the area of high risk stock trading.

Derivatives, sub-prime loans, financial shell games, credit default swaps, CDOs, TARP, moral hazard, traunching, … all words to add to your vocabulary to understand the financial world. It is not about dollars 💵 and cents, but about paper 📑 transactions with little relationship to industrial 🏭 growth or goods and services.

The result was a housing crises of 2008 in which we saw mortgage defaults by the thousands leaving homes abandoned and the populace crushed financially. Any small amount of equity they accumulated was gone. Sub-prime mortgages became toxic “assets”. The market stopped trading the mortgages that had been packaged in bundles. These mortgages were made to people who could not pay, based on inflated housing values, and high interest rates.

You will see that The Fed (the Federal Reserve Bank) creates money, erases debt, and manipulates the economy.

As I work my way through these I will add to this post with some summaries.

God Bless

Mental health crises for kids

By Commie Reguli

Colorado county leaders blast state officials over mental health, claim 69 foster kids are missing

The state system that treats children with severe mental health issues is so stretched that it’s become dangerous, Colorado’s county human services directors charged in a fiery letter to state officials.

Previous efforts have failed to “shift the course of the emergency,” wrote the leaders of the Colorado Human Services Directors Association and Colorado Counties Inc. in a joint letter obtained by The Colorado Sun and 9News.

Child protection caseworkers are sometimes spending the night with children in hotels or county office buildings because they cannot find a bed for them at a treatment center. Caseworkers responsible for keeping kids safe spend hours and days on the phone attempting to locate an available bed, according to the letter, which was addressed to the executive directors of the Colorado Department of Human Services and the Department of Health Care Policy and Financing.

Colorado county leaders blast state officials over mental health, claim 69 foster kids are missing